Suffering also in Israel.....

Friday, July 27, 2012

Suffering also in Israel.....

Google Translation from:

http://www.themarker.com/career/1.1786017

Increase of 550% of bankruptcies: 8700 receivership orders are expected to be given this year7633 receivership orders were given to individuals in 2011, compared to 1,194 orders in 2001, ■ while the business sector argue that the data stem from the economic situation, the Ministry of Justice explained that amendments to the law - removed obstacles in filing a request for receivershipIs the economic slowdown weighs on the self-employed and households and causes many of them to collapse under the burden of debt? The last ten years shot up receivership orders issued by courts to individuals who find themselves in a situation where they could not meet their obligations by more than six: 7633 orders were given in 2011 compared with 1194 orders were given in 2001.

Data analysis of the Administrator General and Official Receiver Ministry of Justice, the upward trend in meeting orders, provided near the beginning to declare bankruptcy, will continue this year. Until mid July 4689 orders have been issued. If this growth rate continues, this year will be more than -8700 receivership orders - that will increase the number of orders since 2001, more than seven times.Increase in the number of self-employed individuals and receivership orders receivedIncrease in the number of self-employed individuals and receivership orders received
The significant increase in the number of receivership orders occurred in Jerusalem, which was an increase of 1,069% increase in orders for the conference - only 42 in 2001 to -491 in 2011. However, the number of orders in Jerusalem is the lowest in Israel. Most of the orders were given in the Tel Aviv - 3146 in 2011 (an increase of approximately -452% per decade) and then in the Haifa District, with 2,606 orders (an increase of approximately -595% per decade).
Receivership proceeding in the court takes custody of assets, most of the individuals, the self-employed or small business owners, to the official receiver and is responsible for implementation - and the amount used to pay debts. Debtors are entitled to file for bankruptcy if PUNCHING accumulated more than NIS 10,000. Creditors can request to declare the debtor bankrupt if their debt higher than 50 thousand shekels.More articles on

Bankrupt hide assets - will be prosecuted 26/07/2012 | 07:01
Most requests for orders are carried out at the initiative of convening the creditors, since the bankruptcy process protects them from procedures that can take against creditors. Most of the requests are of the household or small business owners, but the data do not allow to segment the business owners and self-employed households, for example fail to meet the mortgage payments on their home. However, Justice Department officials admit that "In recent years, there is a growing sense that applies bankruptcy requests number of households that were not typical of the past."
So some new bankrupts are private or self-employed and some of them are small businesses? Although there are no data that provide this data, the picture becomes clearer when considering the national insurance data - compensates employees of bankrupt businesses. According to the National Insurance Institute, the number of businesses that have employees who are involved in bankruptcy proceedings in 2011 was 484. This figure has remained constant in recent years and since 2005 ranged from 484-520. Recent years means that most are self-employed bankrupts who employ workers or individuals deep in debt - and their number constantly rising in recent years.
"Assistance centers facing identity has changed"
Despite the dramatic increase in the number of orders meeting, the Ministry of Justice was not impressed that it stems from deterioration in the economic situation of the public or the ability of the majority of the population to cope with their debts - but explain that it stems from changes in technical procedure.
Ministry explains the increase amendments made in recent years, and remove barriers faced by creditors filing the application, and especially the opportunity to receive government funding a deposit of $ 2600 easy. Execution amendment approved in 2009 have also instructed to inform the process of execution that are many years for the right to open a bankruptcy proceeding, stick with them.Yehuda TalmonYehuda TalmonPhoto: Tomer Appelbaum
In contrast, Yuval Elbashan, Smn"cl YEDID notes that "this situation describes the collapse of the middle class which we have warned for over a decade." He says, "It's a classic symptom middle class Course - this is an emerging debt. Poor used to live in debt not because they are not given for debt - they do not give them credit and mortgages. Those who receive the credit and mortgage and can get in debt that the middle class. He's the business and can also fall. "
Elbashan adds: "One of the great tragedies of the middle class the world over is that it crashes it does not recognize that it is on the verge of collapse and continue to accrue expenses. Who belongs to the middle class think he could stand in debt, and continues to spend money on health and education.
"Facing our assistance centers have changed over the last decade. The late '90s they were poorer, now I see a lot more middle-class people. We see people who have lost their all his assets, and discovering the future spared not at all".
450 thousand cases are held each year
The data and collection enforcement authority (execution) indicate Note: According to the data, over the last decade notable surge in the number of debtors of limited means about 130% - these have to -17,729 in 2011, compared to 7,698 in 2001. In 2011 alone saw an increase of about 31% the number of debtors of limited means compared to 2010.
A limited set of measures was created in light of the difficulty that existed until a few years to begin the process of bankruptcy. However, despite the easing of entry procedure, still recorded an increase in the number of creditors are defined as limited means.
Debt owners began a process of execution against them, after accumulating debts generally with service providers and large corporate companies. This definition depends on the Authority's investigation into the debtor. If it is given, the debtor is protected from seizure of his assets and all files opened against him in the execution united, but his bank account will be restricted and he can not use credit cards.Viennese fameViennese fame
Despite these data, the execution was not impressed with the growth and explain the technical means, resulting from amendments to executing and last reform Authority. They argue that the limited increase in debtors means is marginal compared to the existing general cases execution - higher than 2 million cases.
According to David discussions, director of enforcement and collection authority, there is a trend of steady or even decrease in number of files that are opened against debtors in the execution - that about -450 thousand such cases are opened each year. "If there was a problem in the economic situation, we should see an increase in the number of cases in the past two - three years."
Discussions adds: "With the expansion of law execution added significant collection procedures, they could distinguish between them must be to collect the debt, compared to have even if they were working against them in ways they had not seriously how to pay the debt.
"The number of households facing receivership proceedings occurred, because enforcement has become more effective. Before the reform were not effective enforcement procedures, when the proceedings have been effective in many debt holders had no choice but to request the assistance of the court of bankruptcy proceedings."
Not everyone agrees with the explanations provided by the official withdrawn and execution. "Amendments to the law were changed because of the situation and the situation. Absurd to attribute the increase in debtors to changes made in these institutions," says Elbashan. "Amendments to the law came to help deal with the increased number of households with debt rather than vice versa. Legislation does not provide an answer to the middle class in need. Welfare system does not give an adequate response to the poor, but at least they have nowhere to turn. Middle class there is no answer at all. Middle-class people economic courses are not eligible for welfare because they had a car or apartment. when the middle class falls it falls much more powerful, "adds Elbashan. "He lost all his properties and has a safety net."
"The smallest wave - you drowning"
Attorney Yehuda Talmon, president of the blade - Israel Association for the self employed and small businesses - say that the main reason for the significant increase in the number of bankrupts is "to do business in difficulty increased. Bureaucratic burden on the one hand and the credit crunch on the other hand heavy on self-employed or small business owners - who are most vulnerable. Every gust of wind can topple them. "
He said, "No wonder the number of people who come to the largest corporate bankruptcy. Decade ago a young couple in the country could live in dignity. Now you barely survive if you do not get the help of parents then might be able to keep them afloat, but when it's the wave Boy, you just drowning - and then go into bankruptcy and receivership. it can start the National Insurance debt as happened to Moses Suleiman, or because you are a supplier of local authority suddenly did not pay that did not come from the treasury budget time. "Yuval ElbashanYuval ElbashanPhoto: Emil Salman
Talmon adds: "The situation today is much harder than before. The credit crunch is bigger and access to credit more limited, there is more bureaucracy and we know the middle class play - and that is reflected in bankruptcies. State small businesses is worse - there is no social safety net of unemployment benefits self-employed, although there is a government decision on not being implemented, and even compensation for reserve duty compensation for self-employed is missing ".
On the other hand, adds Talmon, sometimes guilt is not in the economy, but who chooses to open a business. "We must say in all sincerity: do not always have people who start business management skills are good, they do not always get proper advice and guidance for building business."
Glory Yanai, CEO of BD island, which collects and analyzes business information on companies and businesses in the economy and individuals according to Credit Information Act, says that "a year and a half years seen a sharp increase - clear business and financial difficulties in entering and fall. Relatively precarious situation right now. Past decade seeing volatility and more difficult years because of the global economic situation, economic situation in Israel and security events - and therefore have a higher concentration of businesses going into difficulties. This trend was not there all the time, but the bad conditioned on the Economy. In good years, this trend decline. "
Yanai estimates that the state of small businesses and self-employed status worsened over the past decade, but not as reflected in data on the number of orders meeting. She said there is also growth rate of small businesses opening each year. However, it predicts the situation will worsen in the coming months "as happens when the economy gets worse and bigger credit problems. Person holding status are companies with strong financial backing, in the case of small businesses and self employed - every move is risky."

Please Say Yes to Abba Yahweh and His Laws.

Please read the Mitzvoth go to: Positive Commandments and the Negative Commandments), easy to read. It is very important to know them. For, the understanding of the rest of The Scriptures.

Hab 2:3 For the chazon (vision) is yet for a mo’ed (an appointed time); it speaks of HaKetz (the End), and does not lie; though it tarry, wait for him

Moshiach— see: Sanhedrin 97b, ‘It has been taught; R. Nathan said: This verse pierces and descends to the very abyss:11 For the Vision is yet for an appointed time, but at the end it shall speak, and not lie: though he tarry, wait for him (Moshiach); because it will surely come, it will not tarry.12]; because he (Moshiach) will surely come, and will not tarry.

(11) Just as the bottom of an abyss cannot be reached, so is it impossible to grasp the full purport of this verse (Rashi).
(12) Hab. II, 3.

Believe…..

Hab 2:4 Hinei (behold), his nashamah (soul) which is puffed up is not upright in him; but the tzaddik (righteous) shall live by his emunah (believe).

Through Moshiach, Yeshuah from Yahweh who give you emunah (believe)…..

Gen 15:6 And he believed in Yahweh; and He credited emunah (faith)] to him as tzedakah (righteousness).

Please read the whole book of HaNavi Habakuk?

The Koran teaches us that you have to die…….

But, please Yudah (Jews) and Ephraim (most Christians) Listen to His Voice:

Hab 1:12 Art thou not mikedem

(‘everlasting’ also said of Moshiach, indicating Moshiach’s eternal divine nature: Dan 7:14 And there was given Him (Moshiach) dominion, and honor, and sovereignty, that all people, Goyim, tongues, should pey-lammed-chet. [1] (worship as deity) (see Dan 3:12, serve, reverence as deity Him (Moshiach). His dominion is an everlasting dominion, which shall not pass away, and His (Messianic) Kingdom that which shall not be destroyed.] see Michah 5:1[2];)

Yahweh Elohai (my Elohim) Kedoshi (my Holy One)? We shall not die. Yahweh, Thou hast appointed them (these Chaldean) for mishpat (ordinance); O Tzur, Thou hast ordained them (these Chaldean) for reproof.

Please take it serious what Abba Yahweh is telling us in:

Deu 18:15 Yahweh Eloheicha (your Elohim) will raise up unto thee a Navi (prophet) from among thee, of thy achim (bretheren), kamoni (like me.....

Exo 32:30 The next day Moshe said to the people, "You have committed a terrible sin. Now I will go up to Yahweh; maybe I will be able to atone for your sin."); unto him ye must listen;

Deu 18:16 According to all that thou desired of Yahweh Eloheicha (your Elohimin) Chorev (to be burnt dried up, ruined, wasted) in the Yom HaKahal (day of the congregation), saying, Let me not hear again the voice of Yahweh Elohav (your Elohim), neither let me see this eish hagedolah (‘great fire’) any more, that I die not.

Deu 18:17 And Yahweh said unto me, They have well-spoken that which they have spoken.

Deu 18:18 I will raise them up a Navi (prophet) from among their achim (brethren), like unto thee, and will put My words in his mouth; and he shall speak unto them all that I shall command him.

Joh 10:18 No one takes it from me, but I lay it down of my own accord. I have samchut (authority) to lay it down, and I have samchut to receive it again. This mitzvah I received from HaAv (the Father).

Deu 18:19 And it shall come to pass, that whosoever will not listen unto My words which he shall speak Bishmi (in My Name), I will require it of him.

Joh 8:28 Therefore, Rebbe, Melech HaMoshiach said to them, When you perform the hagbah (lifting up) of the Ben HaAdam, you will have da'as (knowledge) that Ani Hu [YESHAYAH 41:4; SHEMOT 3:14-16], and from myself I do nothing, but as HaAv (the Father) of me taught me, these things I speak.

Rebbe, Melech HaMoshiah Yeshuah – is Yeshuah Yahweh. Like it is said in:

Gen_49:18 I have waited for Thy Yeshuah (Salvation), Yahweh.

Exo_15:2 Yahweh is my oz and zimrah (song of praise), and He is become to me Yeshuah (salvation); He is Eli (my Elohim), and I will praise Him; Elohei Avi (the Elohim of my Father), and I will exalt Him.

And not a half-god, or another mighty-one who came between HaShem and us! (Not, ‘It Suph’!) I believe many of us (Jews and Ephraimites!) have to learn that!

[1] Dictionary of the Talmud. M. Jastrow p. 1178 פלח